Tag Archives: damages
How do I make an auto insurance claim for scratches through auto owners?
I bought a used car a few months ago that had a near flawless finish. Over the past few months it’s been scratched several times by my nephew on his bike. We’ve talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter … Continue reading
Can my apartment management include premiums of renters insurance on my rent ?
The complex I live in requires that each tenant have renters insurance because the management suffered losses from damages as a result of the tenants’ negligence. I want to have the freedom to choose the company that I buy it from — but they want to increase my rent in order to cover for the … Continue reading
Boat rental insurance?
I belong to a boat rental club. They have insurance to protect themselves but I am personally liable for my damages. Is there a place someone can obtain liablity coverage when renting a boat? My homeowners does not cover me over 25 hp.
Do I need to declare claims from unrelated policies on an insurance application?
I have a claim pending on one boat insurance policy and am about to renew a policy for a different boat. The renewal asks "Is there a Claim pending?" and "Provide details of previous claims and/or unrepaired damages." It seems to me this is asking only about the boat covered by this policy. Do I … Continue reading
How much auto insurance do I need if I own a home and some other assests?
My Auto Insurance company told me that if I’m in an accident and I don’t have enough auto insurance I can be sued and possibly lose my home. I never heard of anyone losing their home because of an auto accident. If I have a good driving record, how much insurance do I really need … Continue reading
If your neighbors tree falls on your boat. Whos insurance would cover it?
If your neighbors tree falls on your property and does damage . Whos insurance company should pay for damages. The tree looks healthy! but lots of missle toe and their is some rot looking stuff ih the stump, Also the wind did not bloww it over it just fell. It is a oak tree of … Continue reading
Do you own a business in the New Orleans area? Is your business insurance covering wind and hail damage?
I have a small business in New Orleans. I got a letter from Allstate tthat when I renew my business policy in October, they will not longer be covering any damages from windstorms or hail. That is real depresing. Has anyone else gotten any notice of this? If we have another hurricane, this policy change … Continue reading
Who is ultimately responsible to pay on a property insurance claim?
During the process of repairing our home, after a fire, some of our personal property was damaged by various sub contractors and the fire department. We have replacement value property insurance. Who is legaly responsible to cover those damages? My insurance company or the company/person/dept. that caused the damage? What if I don’t know? What … Continue reading