» Homeowners Insurance

Does homeowner insurance cover lawsuits against you if the injury did not occur on your property?

Certified agent — Thu, 26 Jan 2012 00:00:39 +0000

My uncle was involved in a bar fight and now may get sued by the people that he was in the fight with. He is scared of losing his home but has homeowners insurance that covers lawsuits, but I think it is if someone gets hurt at his home. Does insurance cover lawsuits that occurred … Continue reading

How much homeowner insurance should I buy?

Certified agent — Fri, 20 Jan 2012 00:30:10 +0000

In other words, how much does it really cost to rebuild this house?
My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question — do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won’t be destroyed? Advice, please.

How do I benefit from homeowner's master insurance?

Certified agent — Sat, 18 Dec 2010 04:52:26 +0000

As part of my HOA fees, I am supposedly paying for insurance that covers the exterior of the building as well as common areas. If my building gets destroyed (hurricane, fire, alien invasion, etc.) do I get any compensation aside from what the insurance covering my personal belongs inside the unit will pay me?

Pushed Over Railing, Can I Sue Homeowner's Insurance?

Certified agent — Thu, 16 Dec 2010 21:01:01 +0000

I was at a party and was pushed over a deck railing, breaking my forearm in two places. The house was rented for a bachelor party and my attacker didn’t pay to rent. Am I able to sue the rentals homeowner’s insurance? btw, I have no health insurance.

renting home for first time should i keep homeowner insurance or get landlord insurance?

Certified agent — Wed, 15 Dec 2010 13:34:44 +0000

on my taxes, can I write off my homeowners insurance premium?

Certified agent — Wed, 15 Dec 2010 09:38:07 +0000

I have read somewhere recently where you can write off your homeowners insurance premium.

Can I file a water damaged mac under homeowners insurance?

Certified agent — Wed, 15 Dec 2010 09:37:15 +0000

So here’s the deal: My roommate pushed someone walking into my room while they were holding a water pitcher. It spilled all over my computer and caused a lot of damage, over 0 worth… It really was an accident cause he couldnt see that he was holding the water pitcher. Apple doesn’t cover water damage so we (really he) has to pay for it. Even thou im at college, is there any way we could file this under homeowners insurance? Or anything else to make it cost less?

How long does a claim stay on your Homeowner’s insurance?

Certified agent — Tue, 14 Dec 2010 06:11:07 +0000

I'm going to be a first time homeowner. How much should I budget for homeowner's insurance?

Certified agent — Sun, 12 Dec 2010 15:30:37 +0000

Is it a percentage of the mortgage or does it just depend on what it covers?

Will having supplemental homeowners insurance cover my deductible?

Certified agent — Sat, 11 Dec 2010 19:22:20 +0000

If I buy supplemental homeowners insurance will it cover my 00 deductible I have to pay now? Say I have 00 worth of damage. My current insurance only pays 00 because I owe the 00 per claim. But if I had another homeownwers policy couldn’t I file a claim with them too?