» Business Insurance

How much is small business insurance?

Certified agent — Thu, 02 Feb 2012 00:01:44 +0000

Hi I am doing a project for school and I was wondering how much insurance is for a small business. It will be a temporary food vendor. I am looking at owner, liability, product liability, and Auto Insurance. I just need an estimate if you could help. Thanks!

Why don't female business entrepreneurs get lower business insurance premiums than men?

Certified agent — Sat, 21 Jan 2012 00:02:00 +0000

Men pay less health insurance, and women pay less car insurance, both because they cost the insurers less. Male owned businesses cost insurers 60% more, yet women have to pay the same premiums as men, effectively having to pay for men’s risk taking. Why?

Also, Surely Rewarding women’s superior business leadership would be better for everyone, as it also means jobs in female owned companies are safer. Presuming all these statistics can be verified? Do you agree that this should be changed, and women should pay less to match what they actually cost the insurers?

How much does business insurance cost for a LTD company?

Certified agent — Wed, 11 Jan 2012 00:00:21 +0000

Its for a business plan document and need to know how much business insurance costs for a limited company setup.

How Much is Business and Aviation Insurance?

Certified agent — Sat, 07 Jan 2012 00:01:52 +0000

I am doing an economics project and I need to know approximately how much business insurance costs? There are only 2 employees, both are owners, and the business is ran out of my house. I don’t need anything exact. Just a price range. Also, how much is aviation insurance? Specifically a helicopter. Again, nothing specific, … Continue reading

What is the average cost of home health care business insurance?

Certified agent — Tue, 03 Jan 2012 00:00:39 +0000

I am attempting to open an home health care business and I need to know what is a good business insurance quote.

Is there an insurance broker in the Orange County area that knows both personal and business insurance?

Certified agent — Wed, 07 Dec 2011 00:00:05 +0000

I own a small business (sandwich shop) and my broker is good with business insurance but I think my rate is too high. I like AAA but they don’t do business. I need something a little simpler, like one call. I am looking for someone who knows both areas pretty well and can help me … Continue reading

What kind of business insurance am I going to need?

Certified agent — Thu, 01 Dec 2011 00:04:14 +0000

I’m in the process of getting an estimate of how much a future business venture is going to cost. I’ve figured out pretty much everything except insurance. My business is an automated kiosk business and each kiosk costs about K with the merchandise inside and I’m starting out with 3. I’m wondering what kind of insurance I need and how much it would cost. I want to insure my merchandise and machines, but as I’ll be the only employee do I need anything beyond that?

Does anyone have a Hartford Spectrum Business Insurance Policy Form ss00021193T? Houston Evacuee here in need!?

Certified agent — Thu, 16 Dec 2010 14:27:48 +0000

Houston Evacuee—lost everything—all paperwork—I had a Hartford Spectrum Business Insurance policy and all that I managed to save was the Dec page and a couple of other pages—if anyone has this policy and would allow me to review it I am forever grateful. Need to file claim but need to review this particular form policy … Continue reading

Have a unique idea about Insurance business – what to do ?

Certified agent — Tue, 14 Dec 2010 09:37:57 +0000

I’m pretty certain that it is new. I’m aware that I can patent a method of insuring. I want to know if there are ways to make money on my idea, without actually going into the Insurance business, because that requires to have a large bond. For example, is there a way to sell my idea to an existing large Insurance company? E.g. I have math background, I could develop the actual business plan and statistical model to demonstrate profitability, but I don’t have experience running such a business. What are other ways to make $$ on it? Who else can/should I market it to, how do I approach them? When answering, would you be so kind to mention your qualifications/experience in the field. Thanks much!
Just to clarify (after reading a couple of answers): my idea is not about Health insurance, Auto Insurance, or other existing types of insurance. It is about an entirely new *type*, something that has not been insured by anyone before – yet, I know there is a need for it, a potential market, statistical rarity of accidents, and data to build a precise model. I cannot go to school or change my job/career/life for the sake of this idea. I’m not in the insurance industry, but in the industry where the accidents occur. I want to suggest this idea to an existing insurance business, but I want to know how receive $$ for the suggestion.

Business Insurance for an Advertising ? Marketing Company?

Certified agent — Sun, 12 Dec 2010 14:24:47 +0000

I am curious what type of business insurance I will need for this company. What type of insurance agent do I approach. Thanks for your help.