The taxi company provides basic liability, Underinsured Motorist and Combined Single Limit. I bought a newer taxi worth 14K, a hybrid, and I am considering collision and/or comprehensive also. The insurance company seemed to be telling me that their Physical Insurance was similar to collision and/or comprehensive.
If anyone could shed any light on this for me, I would appreciate it. Thank you.
I doubt whether anyone here will know what kind of insurance your taxi company furnishes. I would get more info from them and then speak with an insurance agent to see if you are covered or need to buy something else.