and even if the cat is indoor,is it good to have insurance
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No it’s not covered, and yes it is good to have insurance. Indoor cats get ill too.
My indoor cat was very ill after a short boarding cattery stay (she caught a stomach virus) – she stayed in the animal hospital for a week on a drip. My insurance covered nearly £400 in costs.
I used Petplan and they paid up without a quibble within 2 weeks. The premiums also stayed the same – they didn’t go up afterwards. Wow these people above are cynical – I’ve only had a good experience with Petplan.
The only downside is that they don’t cover older pets and they won’t pay an excess – I had to pay the first £50 of my claim, but they paid for all the nursing, treatment, drugs and diagnostic tests.
It’s also up to your vet as to whether they claim their fees from the company, or whether you pay up front and claim the fee back from the insurer.
First of all, pet insurance is a major scam. It’s not like people insurance. No vet will refuse to treat your cat or dog if it has no insurance. ALSO — the insurance DOES NOT COVER the costs of ANYTHING up front. YOU have to pay the fees, then submit forms, wait weeks and MAYBE get back what you spent.
Don’t waste your money on pet "insurance". Put aside a little each month into an account just for your pet "just in case" if you’re worried about vet bills down the road.
no,and what ever your pet gets it will not cover it