How much would boat insurance cost, for a small boat? On average?
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depends
There are some questions that need to be asked.
Is the boat aluminum or fiberglass?
Does it have a motor? what brand? horsepower?
any electronics you want covered on the policy?
Location? How much coverage do you want?
26′ Sea Fox, fiberglass, cuddy cabin w/ 2001 Yamaha 250 salt water blah blah motor. $65 monthly.
You don’t have any information to get a cost. There are lots of factors to getting a quote. I’d tell you to contact an insurance agent that does boat insurance such as Boat U.S or West Marine. On their web site will have a telephone number to call for a quote. They will ask you a series of questions and give you a quote over the phone. everybody will be different.
13 foot boat with 50 hp evenirude and gear, The insurance agent ask how much to replace every thing on the boat? I guessed $3700.00 and she quoted me $11.00 a month adding it to my existing policy, that’s for theft, or if it sinks, while toeing it your truck insurance covers it automatically.