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do I need to take out business insurance for an online web business?

It is just me running the business as a sole trader. There are no employees, virtually no capital (except my laptop) and no physical goods. Turnover is less than k. Do I need to take out business insurance or can I go without it? The only reason I ask is because the bank has a business insurance question section on the business bank account application form. Thanks in advance.

Tags: account application, application form, business bank account, business insurance, insurance, insurance question, laptop, question section, sole trader, thanks in advance, turnover

2 Responses to do I need to take out business insurance for an online web business?

  1. KEVIN M
    July 19, 2010 at 7:20 pm

    It looks like a non easy cracking nut,looking around here http://www.InsuranceFreeTip.info/insurance-for-free.htm ,you may find something useful for you.

  2. raj sunal
    July 19, 2010 at 7:20 pm

    Can I no wat business are u doing online?? even I would like to join u.. send me detail note of ur business.. my id mask2332003@yahoo.com

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